Jain dharma mein sadhuon par aane wali vipatti (dukh, sankat) ka mukhya kaaran karmo ki prarabdh hota hai. Yaani jo sadhu apne purvajon ke kiye gaye karmon ke phal ke roop mein vipatti bhugte hain, woh isi vipatti ke liye zimmedaar hote hain. Iska matlab hai ki:

• Vipatti ka mool karan karma hi hota hai; chhote ya bade sankat, rogh ya anya avrodh, sab karma ke phal hote hain jo samay par prarabdh hote hain.
• Sadhuon ki tapasya ke dauraan aane wali vipatti ko aksar unke apne kiye karmon ki prarabdh ke roop mein dekha jata hai; ye unki purane karm ki safalta/aparipalna ko dikhata hai.
• Kabhi-kabhi vipatti paryavaran ya dusre logon ke karmon ke parinaam ki wajah se bhi aasakti hai, lekin Jain drishtikon se antim karan hamesha karma hi hota hai.
• Digambar aur Shwetambar sampradayo mein vipatti ki vyakhyaon mein kuch alag-alag uchcharan ya upalaksanayein ho sakti hain, par mool siddhant yahi hai ki vipatti karma ke phal se hoti hai aur sehansheelta, vinaya, bhakti aur samvar se is par niyantran kiya ja sakta hai.

Yeh samajhna zaroori hai ki vipatti ki vyakhya ko Jain dharm ke anusaar hi dekha jata hai—jo bhi aapko milta hai, uska mool kahna karma-kram ke roop mein hi hota hai.