Here is a simple, authentic distinction based on Jain tradition.

• Digambar Jainism

- Monks and nuns: Monks traditionally go naked (renunciation of all clothing). Nuns also renounce clothing in a different form. - Women and moksha: Classic Digambara view holds that women cannot attain moksha in this era (they need a male body to do so). - Scriptures: Digambar monks accept a distinct Jain canon and have historical differences with Śvetāmbara scriptures. - Temple worship: They emphasize core Jain ethics and renunciation; temple idol worship is not the main focus in every Digambara lineage, but they do revere Tirthankaras in profound ways. - Other notes: More emphasis on asceticism and austerity in practice and attire.

• Śvetāmbara Jainism

- Monks and nuns: Monks wear white clothes (clothed) and live in monasteries; nuns also wear clothes. - Women and moksha: Śvetāmbara thought generally allows women the possibility of attaining moksha. - Scriptures: They follow a canonical set of Agamas (scriptures) that are historically associated with the Śvetāmbara tradition. - Temple worship: Temples and murti puja (idol or image worship) play a central role in many Śvetāmbara communities. - Other notes: More diversity in practice and temple culture across different Śvetāmbara sub-traditions.

• Sthanakvasi (a Śvetāmbara sub-sect)

- Core stance: A Śvetāmbara community that rejects idol worship in temples; they place emphasis on meditation, study, and ethical discipline (samayika, upvas, etc.) without image-based puja. - Temples: They avoid murti-based rituals in favor of simple assembly halls (upashraya/śhthān) for spiritual practices. - Scriptures: They share Śvetāmbara canon but do not rely on temple ritual worship; their daily practice centers on reflection and disciplined conduct rather than idol worship. - Attire and monks: They follow the Śvetāmbara tradition of clothed monks and nuns (in contrast to Digambara ascetic practice).

In short:

• Digambar = naked (ascetic) monks in many lineages; stricter emphasis on renunciation; women’s moksha is debated within the tradition.
• Śvetāmbara = clothed monks; temple idol worship is common in many communities; women’s moksha is affirmed in broad terms.
• Sthanakvasi = a Śvetāmbara group that avoids temple idol worship and centers practice on meditation and ethical discipline outside murti-based puja.

If you’d like, I can point to a JainKnowledge.com page that explains these terms in more detail.