For today, Friday 20 February 2026, in Mumbai:

• Sunrise is around 7:04–7:05 am.
• Traditionally, Navkarsi (first meal) is taken after 2 ghadis (~48 minutes) from sunrise.

So, for Mumbai today, Navkarsi time would begin at approximately:

> around 7:50–7:55 am

Because different Jain sanghs and temples sometimes follow slightly different sunrise tables and rules (some use 48 minutes, some a bit more), it is best to:

• Prefer the Navkarsi time given in your local Jain panchang or
• Follow the time announced by your own derasar/sangh for full correctness.