For Mumbai on 22nd February 2026:

• Sunrise: about 7:03 am (IST) ( metcheck.com)
• In Jain tradition, Navkārsi is usually taken about 48 minutes after local sunrise (some follow 42 minutes; follow your dās, guru, or local panchāng).

So, using the common 48‑minute rule:

> Navkārsi time ≈ 7:50 am IST in Mumbai on 22nd February 2026.

If your sangh/derāsar publishes an official panchāng or tithi-patrikā, please follow their exact Navkārsi timing, as they may round to the nearest 5 minutes or use a slightly different offset.