A practical Jain response is:

“In Jain Dharma, smartness is not judged by how much you can take from others, but by how much harm you avoid and how much honesty you keep. A scam may look clever for a moment, but it creates pāpa and binds the soul. Hard work done with truth, restraint, and right intention is real strength.”

You can also say:

• “Success without satya is not success in Jain view.”
• “If something depends on cheating, it is not wisdom; it is delusion.”
• “True intelligence is to earn with honesty and cause the least harm.”
• “A person who respects karma does not glorify fraud.”

Jain ethical point:

• Scam = himsā through deceit
• Hard work = right effort with discipline
• Smartness in Jainism = samyak buddhi, not clever exploitation

A simple, firm reply: “In Jain ethics, taking an easy dishonest path is not smart. Real intelligence is living by ahimsa, satya, and honest effort.”

If you want, I can also turn this into:

• a short one-line reply
• a polite debate response
• or a strong social-media style answer