Navkar Mantra mein "nidhi" ka ullekh nahi hota. Jain dharm ke anusar, Navkar Mantra (ya Namokar Mantra) paanch pramukh padarthon ko namaskar karta hai:

1. Arihant
2. Siddh
3. Acharya
4. Upadhyaya
5. Sadhu (ya Muni)

Inhe paanch "Pad" ya "Mahamantra" bhi kaha jata hai. "Nidhi" shabd Jain dharm ke kuch granthon mein alag sandarbhon mein aata hai, lekin Navkar Mantra ke sandarbh mein yah prasangik nahi hai.

Agar aap kisi vishesh "nidhi" ki baat kar rahe hain, kripya vistar se spasht karein.