In Jainism, these are different traditions (paramparās) with differences mainly in monastic practice, temple worship, and scriptural emphasis.

1) Digambar

• Meaning: “Sky-clad” — monks traditionally do not wear clothes.
• Monks/Nuns: Digambar tradition has munis (monks); the ideal for full renunciation is nudity.
• Women’s liberation: Digambar tradition traditionally holds that a woman must be reborn as a man to attain moksha in the same final path.
• Scriptures: Strong emphasis on Digambar āgamas and later texts like Ṣaṭkhaṇḍāgama, Kaṣāyapāhuḍa, Samayasāra, etc.
• Worship: Temple worship is important in many Digambar groups.

2) Śvetāmbara

• Meaning: “White-clad” — monks and nuns wear white clothes.
• Monks/Nuns: Both monks and nuns exist, and nuns are a very important part of the tradition.
• Women’s liberation: Śvetāmbara tradition accepts that women can attain moksha.
• Scriptures: Emphasis on the Śvetāmbara Āgamas.
• Main branches:

- Mūrti-pūjak - Sthānakvāsī - Terāpanth

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3) Mūrti-pūjak

This is a Śvetāmbara sub-tradition.

• Main practice: Worship of mūrtis (idol images) of Tīrthaṅkaras in temples.
• Temple rituals: Includes pūjā, aarti, navkār chanting, etc.
• View: Temple worship is considered a helpful devotional practice that supports right faith and discipline.

In short:

Mūrti-pūjak = Śvetāmbara + temple idol worship

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4) Terāpanth

This is also a Śvetāmbara sub-tradition.

• Main practice: Strong emphasis on simple, disciplined monastic life.
• Temple worship: Terāpanth generally does not perform idol worship.
• Place of worship: Usually uses sthānak or meditation/prayer halls instead of temples for ritual worship.
• Leadership: Has a highly organized and unified monastic order.
• Focus: More stress on self-discipline, meditation, vows, and scriptural study.

In short:

Terāpanth = Śvetāmbara + no idol worship + strict monastic discipline

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Very simple comparison

| Tradition | Clothing of monks | Idol worship | Main emphasis | |---|---|---|---| | Digambar | No clothes | Yes, in many groups | Severe renunciation | | Śvetāmbara Mūrti-pūjak | White clothes | Yes | Devotion + temple worship | | Śvetāmbara Terāpanth | White clothes | No | Discipline + meditation + simplicity |

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Short summary

• Digambar: monks are nude, strong renunciation.
• Śvetāmbara: monks wear white clothes.
• Mūrti-pūjak: Śvetāmbara group that worships mūrtis.
• Terāpanth: Śvetāmbara group that does not worship mūrtis and follows strict simplicity.

If you want, I can also give you a one-line difference in Gujarati/Hindi.