Answer

In Jain Dharma, the universe is called Loka. It is a finite, eternal, and self-existing cosmic space where souls, matter, time, motion, and rest exist. The Loka is traditionally described in three main parts:

• Adholoka — lower world
• Madhyaloka — middle world
• Urdhvaloka — upper world

Beyond the Loka is Aloka, which is empty space and has no living beings or matter.

Explanation

1. Adholoka — Lower World

This is the realm below the middle world. It contains the seven नरक भूमि or hellish regions, where souls experience great suffering due to intense karma.

2. Madhyaloka — Middle World

This is the region where we live. It includes:

• Jambudvipa and other continents
• Oceans and islands
• Humans, animals, plants, and many life forms

Mount Meru stands at the center of this world in Jain cosmology.

3. Urdhvaloka — Upper World

This is the heavenly region above the middle world. It contains:

• Celestial abodes
• The realms of gods and deities
• The higher heavens

At the very top of the Loka is the Siddhashila, where liberated souls, called Siddhas, reside forever in pure consciousness.

Spiritual Understanding

Jain cosmology teaches that the universe is not created by a god and is not destroyed. It has always existed. This understanding helps us remember:

• Our soul is separate from the body
• Karma determines our destination
• Liberation is possible through right faith, right knowledge, and right conduct
• The highest goal is to rise beyond worldly bondage and attain Siddhahood

Takeaway

The Jain Loka is a vast, eternal universe divided into lower, middle, and upper worlds. It teaches us the reality of karma, the cycle of birth and rebirth, and the path to liberation.

If you want, I can also explain the shape of the Loka or give a simple diagram-based description.