Answer

There is no single fixed list of surnames for Shwetambar Oswal merchant families. Oswal is a Jain community lineage, and different families use different surnames depending on their gotra, region, and family tradition.

Explanation

In Jain society, especially among merchant communities, identity is often connected to:

• community lineage
• gotra or clan
• region or ancestral village
• family tradition

So one cannot say that all Shwetambar Oswals have the same surnames. The surnames vary widely from family to family.

Spiritual Understanding

In Jain Dharma, the important thing is not the surname but:

• samyak darshan
• right conduct
• ahimsa
• discipline
• devotion to the Tirthankars

Community name and surname are social identities, but Jain spiritual identity comes from right faith and right living.

Takeaway

Oswal is a Jain community name, not one single surname. Shwetambar Oswal merchant families use many different surnames based on their own lineage and tradition.