Answer

According to Jain cosmology, human beings live in the Madhya Loka, the middle part of the universe.

More specifically, humans are found in certain regions of Madhya Loka, especially in places such as Bharat Kshetra, Airavat Kshetra, and Mahavideh Kshetra.

Explanation

Jain cosmology describes the universe as having three main parts:

• Urdhva Loka – the upper world, where heavenly beings live
• Madhya Loka – the middle world, where humans, animals, and plants exist
• Adho Loka – the lower world, where hellish beings live

Human birth occurs only in Madhya Loka. This is the region where souls can practice religion, perform austerities, develop right faith, right knowledge, and right conduct, and progress toward liberation.

Spiritual Understanding

In Jain Dharma, human birth is considered extremely precious because only as a human being can a soul consciously practice the path of liberation. Heavenly beings may have great pleasures, and hellish beings suffer greatly, but the human state gives the best opportunity for spiritual effort.

Takeaway

Human beings are located in Madhya Loka, and human life is spiritually valuable because it gives the soul the opportunity to move toward moksha.