Answer

In Jain Dharma, Kruta karma means karma that one has personally done or caused by one’s own action.

The word Kruta means “done” or “performed,” and karma means action and the karmic bondage resulting from it.

Explanation

A person binds karma not only by physical action, but also through:

• Mind — thinking harmful or passionate thoughts
• Speech — speaking false, harsh, or harmful words
• Body — doing harmful actions

So, Kruta karma refers to karma created by one’s own direct involvement.

For example:

• If someone personally hurts a living being, that is Kruta karma.
• If someone personally lies, steals, or acts with anger, pride, deceit, or greed, that also becomes Kruta karma.

Spiritual Understanding

Jain Dharma teaches that every soul is responsible for its own karmic bondage. When actions are done with passions like krodh anger, maan ego, maya deceit, and lobh greed, they attract and bind karma to the soul.

Understanding Kruta karma helps a person become careful in thought, word, and deed.

Takeaway

Kruta karma means karma caused by actions one personally performs. Jain Dharma encourages awareness, restraint, and purity so that new karmic bondage can be stopped and old karma can be shed.