Answer

Yes, your understanding is very much in the spirit of Jain Dharma.

In the Navkar Mantra, we bow to:

• Arihant Bhagwan
• Siddha Bhagwan
• Acharya
• Upadhyaya
• All Sadhus and Sadhvis

The mantra does not bow based on sect, dress, region, language, or tradition. It bows to spiritual qualities such as renunciation, self-discipline, right conduct, and progress toward liberation.

Explanation

If your Maharaj Saheb has taught you to respect all Jain munis, whether Shwetambar, Digambar, Terapanth, or any other Jain tradition, that teaching reflects a broad and respectful Jain outlook.

Respecting all genuine Jain ascetics does not mean you must follow everyone equally as your personal guru. There is a difference between:

• Guru Dharana – accepting a particular guru/tradition for personal guidance
• Vinay – showing humility and respect toward all worthy spiritual persons

So you can remain loyal to your Terapanth guru and maryada, while still maintaining respect for other Jain sadhus and sadhvis.

Spiritual Understanding

In Jain Dharma, vinay is a very important virtue. Ego, criticism, and sectarian pride can become obstacles in spiritual progress.

The Navkar Mantra teaches us to bow to virtues, not labels. When we respect all sincere seekers and renunciants, our own humility increases.

Takeaway

Your Maharaj Saheb’s teaching is spiritually sound: Follow your own guru with faith, but respect all genuine Jain ascetics with humility.