Answer

Yes, it is generally all right, especially as a family and cultural practice, as long as you keep the Jain understanding clear:

• Jinendra Bhagwan is the highest object of worship in Jain Dharma.
• Tirthankars are worshipped for liberation, right faith, right knowledge, and right conduct — not for wealth or worldly gain.
• Lakshmi Mata, Ganeshji, Saraswati Mata may be respected as part of family tradition, but they should not be considered higher than Arihant Bhagwan, Siddha Bhagwan, or Guru Bhagwant.
• Chopda Pujan can be done with the Jain feeling of honesty, purity in business, non-violence, and right livelihood.
• Offering lapsi at the ghar derasar/ghar mandir is acceptable if it is prepared with proper care, purity, and Jain food discipline.

Explanation

In Jain Dharma, Diwali has a very sacred meaning. It is connected with Bhagwan Mahavir’s Nirvana. Therefore, the main Jain bhav on Diwali should be:

• Remembering Bhagwan Mahavir’s Nirvana
• Doing Jinendra Bhagwan’s puja, stavan, chaitya vandan, or samayik
• Reflecting on the path of moksha
• Strengthening right conduct and inner purity

Your family practice of doing puja of Jinendra Bhagwan, Adinath Bhagwan, and Guru Bhagwant is very appropriate from a Jain point of view.

Doing Lakshmi Pujan and Chopda Pujan is common in many Jain households, especially among business families. It is acceptable when done with the right intention:

• Not merely asking for wealth
• But praying for honest earnings
• Ethical business
• Freedom from greed
• Use of wealth in dharma, seva, charity, and compassion

Spiritual Understanding

The important point is the bhav behind the ritual.

In Jain Dharma, we do not worship Tirthankars as creators or givers of worldly rewards. We worship them because they have conquered attachment, hatred, karma, and have shown the path to liberation.

So while doing your Diwali puja, it is good to keep this inner feeling:

• “May I earn through honest and non-violent means.”
• “May my wealth be used for good purposes.”
• “May greed, ego, and attachment reduce.”
• “May I follow the path shown by Jinendra Bhagwan.”

For Kali Chaudas, if you do not do anything special, that is also fine. From a Jain perspective, avoiding harmful or superstitious practices is good. If you wish, you may simply do some prayer, Navkar Mantra, samayik, or reflection.

Takeaway

Your family practice is acceptable if the priority remains:

• Jinendra Bhagwan first
• Right faith and right conduct
• No belief that worldly deities are above Tirthankars
• Diwali remembered mainly as Bhagwan Mahavir’s Nirvana day
• Wealth connected with honesty, restraint, charity, and dharma

So yes, you may continue these practices respectfully, while keeping the Jain spiritual meaning central.