“Karm ni ek prakruti” — let’s take Jnanavarniya (Knowledge‑obscuring) Karma as one prakruti.

What it does

• It covers the soul’s knowledge, so true knowing does not manifest.

Its 5 sub‑prakrutis (same in both Digambar and Shwetambar traditions)

• Mati-jnanavarniya: obscures sensory/mental knowing (seeing, hearing, remembering).
• Shrut-jnanavarniya: obscures scriptural/discursive knowing.
• Avadhi-jnanavarniya: obscures clairvoyant knowing.
• Manahparyaya-jnanavarniya: obscures telepathic knowing.
• Keval-jnanavarniya: obscures omniscience.

How it binds (simple causes)

• Speaking or acting carelessly about truth and scriptures.
• Mocking, misleading, or blocking others from learning.
• Pride, deceit, anger, greed while studying/teaching.
• Wrong belief and neglect of right conduct.

Fruit when it ripens

• Weak memory, confusion in study, inability to grasp deep meanings.
• Even advanced knowing does not arise until this karma is shed.

How to reduce it (traditional means)

• Samyak Darshan, Samyak Jnan, Samyak Charitra.
• Niyam: swadhyaya, vinay (reverence for teachers/scripture), prashchit (repentance), tapas (austerity), and ahimsa in thought–speech–body.

More simple reading

• Subdivisions of Jnanavarniya karma
• Overview of karma and its four bond-characteristics (Prakriti, Pradesh, Sthiti, Anubhag)