Navkar Mantra “nidhi” (khazane/treasures) dene ki baat Jain āgamon me nahin aati. Jain paramparā me isse “Mangal Mantra” kaha gaya hai—ye paap‑nash, bhāva‑shuddhi, samatā aur ātmik unnati deta hai; par “kitni nidhi” aisi sankhyātmik kalpanā śāstrīya nahin hai. Digambar aur Shvetāmbara dono paramparāon me ye samajh ek‑sī hai.

Aksar log “nidhi” kahkar “Navapad” ko samajhte hain. Jain dharm me Navapad ka arth hai:

• 5 Parmeshthi: Arihant, Siddha, Āchārya, Upādhyāya, Sādhu
• 4 Dharma‑pad: Samyak Darshan, Samyak Jñān, Samyak Chāritra, Tap

Navkar Mantra in nav mahān tattvon ko vandan karta hai, dhan‑samriddhi jaise laukik “nidhi” dene ka vaada nahin karta. Iska phal ātmik hai—pāpon ka kṣay, śubh bhāvanā, aur mokṣa‑mārga me pragati.

Adhik jaankārī ke liye:

• Navkar/ Namokar Mantra ka saral parichay
• Navpad/ Navkar Tap ke sandarbh me nav tattva