Hindi answer:

Ji, Jain Dharam me karm sharir yaani karmaatmak sharir ko kshaya-gyan se juda hua ek “madhav” mana jata hai. Ye sharir vastu me nahi, balki atma par chipakne wale suddha karmaatmak tattvo ki roop‑rekha hai. Kaise karman karm sharir banate hain:

• Karm particles atma ke sath chipakte hain jab man, vak, acharan—ye teenon milkar sankalp (intention) aur kriya (action) karte hain. Isliye sharir (karm sharir) ki rachna manodrishti aur bhaav ke sath hoti hai, kriya ke roop me nahi sirf sharirik mehnat se.
• Karm ke prakar kul 8 prakar ke karmon ki soochi me aate hain. sabse mukhya teen vibhajans yeh hain:

- Jnanaavarana (Gyaan ki avaran): atma ko gyaan prapt mein badha. - Darshanavarana (Darshan ki avaran): dhyaan ya darshan ki avaran. - Vedaniya (Anubhav ki vedna): atma ko anubhav ki vedna milti hai.

• Baki ke prakar hain: Mohaniya (moh ya maya se buddhi bhrant karna), Antaray ya Antaraya (antaray ki roop), Nama (nastik ya bandhan se sambandhit naam/roop ke roop), Aayu (jeevan kal ki sima ya aayu).
• In sabka milkar atma par parinaam hota hai: jeev ki janam-maran, sukh-dukh, ya dharmik uthaav ki sambhavnayein. Karm sharir ko lagna isliye hota hai ki atma par in karmon ki bhavna aur kriya ke anukul phal nikalta hai.

Digambar aur Shwetambar mein antar:

• Dono paramparaayein karam ki mool samajh me sahmati rakhti hain ki karm atma par chipak kar uske gyaan, darshan, vedana, ahankar, maya jaise tattvon ko prabhavit karte hain.
• Kuch visesh tatvo ki vyakhya, ya “avarana” ki vyakhya dono sect me thodi alag ho sakti hai. Lekin mool siddhant ki jhalak, ki karm atma par chipak kar uski yatra ko nirdharit karte hain, dono me ek saath samjha jata hai.

Aap chahein to main is par aur seedhi-saadhi vyakhya ya specific sutra-stotra (jaise Tattvartha Sutra ya Uttaradhyayana) ki arth‑vyakhya bhi de sakta hoon.