Jain dharm ke anusar Loka (aakash aur prithvi ki duniya) teen mukhya bhaagon mein banta hai:

• Urdhva Loka (upar ki duniya): yahan devon/indraon ki lok sthit hain.
• Madhya Loka (madhy ki duniya): ismein manushya, tiryanch (jaanvar-pakshi-paudhiyan), aur anya jeev rehte hain.
• Adho Loka (neeche ki duniya): yah narak jaise dukh bhare realms hain.

Kuch vishesh tattvon ke roop mein:

• Devalaok (devon ke basera) Urdhva Loka ke antar aate hain.
• Narakaloka (narak) Adho Loka ke antar aata hai.
• Jambudvipa jaise madhya-lok ke bhugol ke baare mein bhi Jain granthon mein varnan milta hai.

Digambar aur Shwetambar dono samayik roop se in teenon lokon ki samajh rakhte hain; kuch granthon ya pravachan mein in lokon ki vyavastha/naamon mein thodi-alag padhati mil sakti hai, par mool aadhar teeno lok hain.

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